Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a code-based holding created to be used as a medium of exchange. New coins may be found via mining. Everyone can participate if they have a a device. Mining uses a great deal of time and electrical energy, however. A powerful machine is also vital, to mine effectively. Conversely, Ripple is a centralised asset, which can't be mined. A fixed amount of tokens were made by the company and this limit will never be exceeded.