Is Ripple XRP a Safe Investment?

Standard crypto is a digital holding built to work as a medium of trade. Additional units can be found by mining. Any person may do this if they've access to a device. Mining uses a lot of time and electricity, however. A powerful computer is also needed, to do this effectively. On the other hand, XRP is a centralised coin, which cannot be mined. A finite supply of tokens were made by the organisation and this amount will never be exceeded.