Is Ripple XRP a Safe Investment?

Standard crypto is a digital asset designed to work as an item of exchange. Additional crypto-coins can be added by mining. Everyone may do this if they have a a computer. Mining uses a great deal of time and electricity, though. A fast computer is also needed, to mine effectively. Conversely, XRP is a centralised asset, which is unmineable. A limited supply of coins were made by the company and this limit will never be exceeded.