Is Ripple XRP a Safe Investment?

Normal crypto is a code-based asset built to be used as an item of exchange. units are found by mining. Any person is able to do this by using their a device. Mining uses a lot of hours and electrical energy, though. A powerful computer is also required, to do this successfully. On the other hand, Ripple is a centralised resource, which cannot be mined. A fixed supply of coins were generated by the organisation and this amount will not be added to.