Normal crypto-coins are a code-based asset designed to work as a medium of exchange. units may be created through mining. Anyone can get involved by using their a computer. Mining uses a large amount of hours and electrical power, however. A high-powered computer is also needed, to mine effectively. On the other hand, Ripple is a centralised resource, which can't be mined. A limited amount of units were created by the organisation and this number will not be exceeded.