Is Ripple XRP a Safe Investment?

Standard crypto is a digital holding built to be employed as an item of trade. New crypto-coins are found via mining. Everyone may do this if they have a a computer. Mining requires a lot of hours and electrical power, however. A powerful machine is also vital, to mine effectively. However, XRP is a centralised coin, which can't be mined. A fixed amount of units were generated by the company and this number will not be added to.