Standard crypto is a code-based asset built to be used as an apparatus of trade. New crypto-coins are added by mining. Anyone can get involved if they have a a device. Mining requires a lot of time and electrical energy, however. A high-powered machine is also vital, to mine successfully. On the other hand, Ripple is a centralised coin, which cannot be mined. A finite amount of coins were made by the organisation and this amount will not be exceeded.