Standard crypto is a code-based asset created to be employed as an item of exchange. crypto-coins are added through mining. Anyone is able to do this if they have a a computer. Mining uses a large amount of time and electrical energy, though. A high-powered computer is also required, to do this successfully. On the other hand, Ripple is a centralised coin, which cannot be mined. A limited supply of units were made by the organisation and this amount will not be exceeded.