Is Ripple XRP a Safe Investment?

Normal crypto is a digital holding built to work as a medium of exchange. New crypto-coins can be found via mining. Anyone may participate by using their a device. Mining uses a large amount of hours and electrical energy, though. A high-powered machine is also vital, to do this effectively. However, XRP is a centralised asset, which can't be mined. A limited supply of units were made by the organisation and this amount will not be exceeded.