Normal crypto is a code-based asset created to be used as an item of trade. New crypto-coins may be added by mining. Everyone may participate if they have a a computer. Mining uses a great deal of hours and electrical energy, however. A powerful machine is also vital, to mine effectively. Conversely, XRP is a centralised coin, which cannot be mined. A fixed amount of coins were made by the company and this amount will not be added to.