Is Ripple XRP a Safe Investment?

Normal crypto is a digital resource created to work as a medium of trade. Additional crypto-coins are added via mining. Anyone is able to get involved if they have a a device. Mining requires a lot of hours and electrical power, however. A fast computer is also required, to do this profitably. However, XRP is a centralised resource, which can't be mined. A fixed number of units were generated by the firm and this limit will not be exceeded.