Is Ripple XRP a Safe Investment?

Normal crypto-coins are a code-based asset built to work as a medium of exchange. Additional units may be added by mining. Any person may participate by using their a computer. Mining requires a lot of hours and electricity, however. A fast computer is also vital, to mine effectively. However, Ripple is a centralised asset, which cannot be mined. A finite amount of units were generated by the firm and this limit will never be added to.