Is Ripple XRP a Safe Investment?

Normal crypto-coins are a code-based asset designed to work as a medium of exchange. coins are found by mining. Anyone can do this by using their a computer. Mining uses a lot of hours and electrical power, however. A fast computer is also required, to mine effectively. However, Ripple is a centralised asset, which can't be mined. A finite number of tokens were made by the firm and this limit will not be added to.