Is Ripple XRP a Safe Investment?

Standard crypto is a digital asset designed to be employed as an item of exchange. Additional coins are created by mining. Anyone can participate if they have a a computer. Mining requires a large amount of hours and electricity, however. A high-powered computer is also required, to do this profitably. Conversely, XRP is a centralised resource, which is unmineable. A finite amount of units were made by the firm and this number will never be exceeded.