Standard crypto-coins are a code-based resource created to be used as an item of trade. New coins are added by mining. Everyone may participate if they have a a device. Mining uses a great deal of hours and electrical power, however. A powerful machine is also vital, to mine profitably. However, Ripple is a centralised resource, which can't be mined. A finite amount of tokens were created by the company and this number will not be added to.