Standard cryptocurrency is a digital asset designed to be used as an apparatus of exchange. Additional crypto-coins may be found by mining. Everyone can do this if they've access to a device. Mining uses a great deal of time and electrical energy, however. A high-powered machine is also vital, to mine effectively. However, Ripple is a centralised coin, which is unmineable. A fixed amount of units were generated by the organisation and this amount will never be added to.