Normal crypto is a code-based asset built to be employed as an item of exchange. Additional units may be found by mining. Everyone can do this if they've access to a computer. Mining uses a great deal of hours and electricity, though. A powerful machine is also required, to mine profitably. On the other hand, XRP is a centralised asset, which can't be mined. A finite supply of tokens were made by the firm and this amount will not be added to.