Centralised cryptocurrency is a code-based resource built to be used as an apparatus of trade. Additional crypto-coins can be created through mining. Any person is able to get involved if they've access to a computer. Mining requires a great deal of time and electrical energy, however. A high-powered computer is also vital, to mine successfully. On the other hand, XRP is a centralised coin, which is unmineable. A limited supply of tokens were generated by the company and this limit will not be added to.