Is Ripple XRP a Safe Investment?

Standard crypto-coins are a code-based holding built to work as an apparatus of trade. units are created via mining. Everyone may participate if they have a a device. Mining requires a lot of time and electrical energy, however. A powerful machine is also needed, to do this successfully. However, Ripple is a centralised asset, which is unmineable. A finite supply of units were made by the organisation and this number will not be added to.