Is Ripple XRP a Safe Investment?

Normal cryptocurrency is a digital holding created to be used as a medium of exchange. Additional coins are created through mining. Any person is able to get involved by using their a computer. Mining uses a lot of hours and electricity, however. A fast computer is also vital, to mine profitably. Conversely, Ripple is a centralised coin, which can't be mined. A finite amount of tokens were made by the organisation and this limit will not be exceeded.