Is Ripple XRP a Safe Investment?

Standard crypto is a digital holding built to be used as an item of trade. New units may be added through mining. Anyone can participate by using their a computer. Mining requires a great deal of hours and electrical energy, though. A fast computer is also required, to mine profitably. However, Ripple is a centralised coin, which can't be mined. A fixed number of tokens were made by the company and this limit will never be added to.