Is Ripple XRP a Safe Investment?

Standard crypto-coins are a code-based holding designed to work as a medium of exchange. Additional units are found via mining. Everyone can do this if they've access to a computer. Mining requires a great deal of time and electricity, however. A fast computer is also needed, to mine effectively. Conversely, XRP is a centralised asset, which can't be mined. A fixed supply of coins were generated by the organisation and this limit will not be exceeded.