Normal crypto is a code-based resource designed to be used as a medium of exchange. Additional crypto-coins are found via mining. Everyone may do this by using their a device. Mining requires a lot of hours and electricity, though. A high-powered machine is also needed, to mine successfully. On the other hand, XRP is a centralised coin, which is unmineable. A fixed amount of tokens were created by the company and this amount will not be added to.