Is Ripple XRP a Safe Investment?

Centralised crypto is a digital resource created to be used as an item of exchange. New units can be added via mining. Any person can get involved by using their a device. Mining uses a large amount of time and electricity, however. A powerful computer is also needed, to mine successfully. Conversely, Ripple is a centralised asset, which can't be mined. A finite number of coins were made by the firm and this number will never be exceeded.