Standard crypto is a digital asset designed to work as a medium of trade. Additional crypto-coins can be created via mining. Any person is able to get involved if they have a a device. Mining uses a lot of hours and electricity, however. A high-powered machine is also vital, to do this successfully. On the other hand, Ripple is a centralised coin, which cannot be mined. A finite number of coins were created by the firm and this amount will not be exceeded.