Normal cryptocurrency is a code-based holding created to be employed as an apparatus of trade. Additional crypto-coins may be created by mining. Everyone is able to get involved if they've access to a computer. Mining uses a large amount of hours and electricity, however. A high-powered computer is also required, to mine successfully. On the other hand, Ripple is a centralised resource, which cannot be mined. A fixed amount of units were created by the company and this limit will never be exceeded.