Is Ripple XRP a Safe Investment?

Centralised cryptocurrency is a digital holding created to be used as an apparatus of trade. units can be created via mining. Anyone may participate if they have a a device. Mining uses a large amount of hours and electrical energy, though. A powerful computer is also needed, to do this profitably. However, XRP is a centralised coin, which cannot be mined. A limited number of units were created by the organisation and this limit will never be exceeded.