Is Ripple XRP a Safe Investment?

Centralised crypto-coins are a digital resource built to be employed as a medium of trade. New units are created through mining. Everyone can participate if they have a a computer. Mining uses a great deal of time and electricity, however. A fast computer is also needed, to do this successfully. However, Ripple is a centralised asset, which cannot be mined. A finite supply of tokens were generated by the firm and this limit will not be exceeded.