Is Ripple XRP a Safe Investment?

Normal cryptocurrency is a code-based asset built to be employed as an item of exchange. New units are added by mining. Anyone can participate if they've access to a computer. Mining requires a lot of hours and electricity, though. A fast machine is also required, to mine effectively. Conversely, Ripple is a centralised asset, which cannot be mined. A fixed supply of tokens were created by the firm and this limit will never be exceeded.