Normal cryptocurrency is a digital asset designed to be employed as a medium of exchange. crypto-coins can be created through mining. Any person is able to do this by using their a device. Mining requires a large amount of hours and electrical energy, however. A high-powered computer is also vital, to do this successfully. Conversely, Ripple is a centralised resource, which cannot be mined. A finite amount of units were created by the company and this amount will never be added to.