Standard crypto is a code-based holding created to be used as an apparatus of exchange. crypto-coins can be added via mining. Any person may participate if they've access to a device. Mining requires a lot of time and electrical energy, however. A powerful computer is also vital, to mine profitably. On the other hand, XRP is a centralised coin, which cannot be mined. A limited number of units were generated by the organisation and this amount will not be added to.