Is Ripple XRP a Safe Investment?

Normal crypto is a digital holding designed to work as an apparatus of exchange. New units can be found by mining. Anyone may get involved if they've access to a device. Mining uses a large amount of hours and electricity, though. A fast computer is also vital, to do this successfully. However, XRP is a centralised asset, which is unmineable. A finite amount of tokens were created by the organisation and this limit will never be exceeded.