Is Ripple XRP a Safe Investment?

Standard crypto is a code-based asset created to be employed as a medium of exchange. Additional coins are found via mining. Everyone can participate by using their a device. Mining requires a lot of time and electricity, though. A high-powered computer is also required, to mine profitably. On the other hand, Ripple is a centralised resource, which is unmineable. A finite number of coins were generated by the organisation and this number will not be added to.