Is Ripple XRP a Safe Investment?

Normal crypto-coins are a code-based resource designed to be employed as an apparatus of trade. New coins may be created by mining. Anyone is able to do this if they've access to a device. Mining uses a great deal of hours and electrical energy, however. A powerful computer is also needed, to do this profitably. However, XRP is a centralised asset, which cannot be mined. A limited supply of tokens were made by the organisation and this number will never be added to.