Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital holding created to be used as an apparatus of trade. New coins may be created via mining. Anyone is able to do this by using their a computer. Mining requires a great deal of hours and electricity, however. A powerful computer is also needed, to mine successfully. On the other hand, XRP is a centralised coin, which can't be mined. A fixed supply of units were generated by the firm and this number will never be added to.