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Centralised cryptocurrency is a code-based holding designed to be used as a medium of exchange. New units may be created through mining. Everyone is able to do this if they've access to a device.

Mining requires a lot of time and electrical power, however. A fast computer is also required, to mine profitably. However, Ripple is a centralised asset, which can't be mined. A limited number of tokens were made by the firm and this amount will not be exceeded. 

Keen to buy XRP? Securing it is very easy but one should exercise caution, whenever attepting an online purchase of any sort.

These days, more than 50% of all purchases are carried out over the internet. Online shopping is simple and easy, which is why more and more people are switching to this option as opposed to facing the hordes in the high street. The web also lets anyone to do more valuable analysis and grab the top deals. However, there is a murky aspect of online shopping. What follows are the important protocols, you should follow.

Only buy from home. Criminals can easily access your data when you use public wifi connections, thus it is safer to buy from home than in coffee-shops. Don't attempt to make purchases when connected to railway stations, hostels or any other public connected public areas.

Steer clear of FaceBook/Twitter offers. Do not rely on these types of offers as most links are abbreviated. That means customers can't be confident that the link takes you to a genuine website.

Buy with your credit card. Avoid using a debit card. Most debit cards require that fraudulent purchases be reported in less than a couple of days to obtain limit liability. Don't wire payments to vendors. You cannot get your money back should you do this. Always look at credit card statements. Sort online receipts inside a designated email folder, then you may crosscheck amounts.

Never supply any more info than necessary. You don't have to give out a driving license number. They don't need your social security information either. If a website request this info, be suspicious. Choose long passwords that you can recall. If your phone/PC offers to remember the password, always select 'No'. Should somebody gain access to your device that person might find your credit card information.

Don't fall prey to gift voucher schemes. If you receive an email that says you are going to get a gift card but also requests your credit card details, delete it. Law-abiding sellers will never seek private financial data. Always remember this, as it's vital that buyers act wisely when ordering on the internet. Order from home and make sure that the company is for real.

Don't forget to add to your bookmarks and come back regularly to keep up with everything happening with Ripple.