Crypto Currencies and RippleCentralised cryptocurrency is a digital holding created to be used as a medium of exchange. units can be added via mining.
Everyone can participate if they have a a device.
Mining uses a great deal of hours and electrical energy, however. A powerful machine is also vital, to mine effectively.
On the other hand, Ripple is a centralised asset, which can’t be mined. A fixed number of units were generated by the organisation and this amount will not be added to.