Is Ripple XRP a Safe Investment?

Normal crypto-coins are a digital asset created to be used as an item of trade. units are created through mining. Anyone is able to participate by using their a device. Mining uses a lot of hours and electricity, though. A high-powered computer is also required, to mine effectively. However, Ripple is a centralised asset, which can't be mined. A limited amount of tokens were generated by the organisation and this amount will not be added to.