Is Ripple XRP a Safe Investment?

Normal crypto is a digital asset built to work as an item of trade. Additional crypto-coins can be added via mining. Anyone is able to participate if they've access to a computer. Mining requires a great deal of time and electrical power, however. A powerful machine is also vital, to do this successfully. However, Ripple is a centralised asset, which is unmineable. A fixed amount of coins were made by the organisation and this number will never be exceeded.