Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital asset designed to be employed as an item of trade. New units can be added through mining. Any person may do this by using their a device. Mining uses a great deal of hours and electricity, however. A fast computer is also needed, to do this effectively. However, XRP is a centralised asset, which is unmineable. A fixed supply of coins were created by the organisation and this amount will not be exceeded.