Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a code-based holding created to work as an item of exchange. crypto-coins may be added by mining. Any person can participate if they have a a device. Mining uses a lot of time and electrical power, however. A powerful computer is also needed, to do this profitably. However, Ripple is a centralised asset, which cannot be mined. A limited supply of tokens were created by the organisation and this limit will not be added to.