Is Ripple XRP a Safe Investment?

Normal crypto is a digital holding created to be used as an item of trade. Additional coins are created via mining. Any person is able to participate if they've access to a device. Mining uses a large amount of hours and electrical energy, though. A high-powered computer is also needed, to do this successfully. However, Ripple is a centralised coin, which cannot be mined. A fixed number of coins were made by the company and this limit will not be added to.