Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital holding designed to work as a medium of exchange. New units are found via mining. Everyone is able to do this by using their a device. Mining uses a great deal of time and electricity, though. A powerful machine is also required, to mine effectively. Conversely, Ripple is a centralised coin, which cannot be mined. A finite supply of tokens were made by the organisation and this limit will not be exceeded.