Standard crypto-coins are a digital asset created to work as an apparatus of trade. Additional crypto-coins may be created by mining.Any person may participate if they have a a computer. Mining requires a large amount of time and electrical power, however. A powerful computer is also required, to mine profitably. On the other hand, XRP is a centralised asset, which can't be mined. A fixed amount of units were created by the organisation and this number will never be exceeded. Looking to invest in crypto? The process is quite easy but investors must take care, whenever attepting an online purchase of any sort. These days, in excess of 50% of all buys are carried out over the internet. Online shopping is simple and easy, hence more and more individuals are switching to this option instead of fighting the hordes in the high street. The internet also enables them to do better research and pick-up the most advantageous deals. However, there is a murky aspect of e-commerce. What follows are the vital guidelines, one must learn. Always purchase from your house/apartment. Hackers may easily access your data when you take advantage of free-for-all wifi services, thus it is less dangerous to purchase from your living-room than in internet cafes. Avoid making purchases while waiting at bus stations, hostels or any kind of public free wifi zones. Steer clear of Twitter/FaceBook offers. You cannot rely on these types of deals as many links are shortened. This means buyers can't know if the link takes you to a legitimate site. Pay with your credit card. Never use a debit card. The majority of debit cards require that acts of fraud be reported within 2 days to qualify for limit liability. Do not wire money to sellers. It's impossible to get your money refunded when you do this. Make sure you check credit card statements. Put online receipts inside a secure email folder, so that you may crosscheck payments. Don't give out any additional details. There's no need to supply a driving license number. They don't need your social security number either. If the website request this info, be suspicious. Pick long passwords that you still can visualize. If your device offers to store passwords, always select 'No'. Should someone else gain access to the machine then they might discover your credit card information. Don't fall for gift voucher schemes. When you receive an email and it says you are going to receive a gift card but then asks for your credit card information, delete it. Legitimate businesses will never ask such sensitive info. Please remember this, because it is necessary that customers protect themselves when shopping on the internet. Buy from home and make sure that the vendor is trustworthy. Don't forget to add CrypMkt.com to your favorites and check back every day to keep up with the latest goings-on with XRP.