Standard cryptocurrency is a digital holding designed to work as a medium of trade. crypto-coins may be found by mining. Everyone can get involved if they've access to a device. Mining uses a large amount of time and electrical energy, though. A powerful computer is also vital, to do this profitably. Conversely, Ripple is a centralised asset, which can't be mined. A limited amount of coins were made by the company and this limit will never be added to.