Normal crypto is a code-based holding created to work as an item of exchange. crypto-coins can be created by mining. Any person is able to do this if they've access to a device. Mining uses a great deal of time and electricity, however. A powerful computer is also needed, to do this effectively. On the other hand, Ripple is a centralised asset, which can't be mined. A limited amount of units were created by the company and this limit will never be added to.