Is Ripple XRP a Safe Investment?

Standard crypto-coins are a digital holding created to work as an item of exchange. units can be found via mining. Everyone is able to get involved if they have a a computer. Mining requires a lot of hours and electricity, however. A fast computer is also vital, to mine successfully. However, XRP is a centralised coin, which cannot be mined. A limited amount of units were made by the organisation and this amount will never be exceeded.