Is Ripple XRP a Safe Investment?

Centralised cryptocurrency is a digital resource designed to be used as a medium of trade. coins can be added via mining. Everyone is able to participate by using their a computer. Mining requires a lot of time and electricity, however. A fast machine is also needed, to do this successfully. However, XRP is a centralised asset, which can't be mined. A finite number of units were generated by the company and this limit will not be exceeded.